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1- M.A. student in Geography & Rural Planning, Ferdowsi University of Mashhad
2- Assistant Professor of Geography & Rural Planning , Ferdowsi University of Mashhad , ssojasi@um.ac.ir
3- Ferdowsi University of Mashhad
Abstract:   (1905 Views)
Entrepreneurship as an emerging phenomenon in the economy today plays an important role in the economic development and development of the villages because it is created for the purpose of progress, poverty eradication and employment creation. Rural areas, however, suffer from a lack of financial capital to start a business or expand their current economic activities. Governments have therefore provided self-employment loans in the form of micro-rural credits to facilitate the process of employment and entrepreneurship in rural areas. The purpose of this study is to analyze the role of micro-government credits in rural entrepreneurship development in Radkan. The purpose of this study is applied and developmental research and descriptive-analytical. Different methods of data collection (documentary, library and field information) have been used for this research. The statistical population of the study consisted of 27 entrepreneurs and using Cochran formula and error level (0.06) of 244 people from 13 villages of Radkan village were selected as sample and their opinions based on the research indicators related to the subject. The results showed that micro-government credits in general did not play a significant role in the development of rural entrepreneurship in the study area. Sample entrepreneurs in the study villages often apply for bank loans and then provide the rest of their own funds from personal finance. Also, due to insufficient amount of loans, lack of easy access to credit, lack of insurance support from entrepreneurs, prolonged time for getting credits from institutions and inappropriate repayment period, entrepreneurschr('39') satisfaction with average of 2.32 and rural people with average 1/91 is very low.
 
     
Type of Study: Research | Subject: Geography and Rural Planning
Received: 2020/04/9 | Accepted: 2020/12/9

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